uob private banking
uob private banking
Blog Article
UOB Financial institution offers a range of personal banking solutions made to meet the monetary requirements of individuals. Down below is an intensive overview to help you understand The true secret facets and offerings.
Different types of Accounts
Discounts Account: This account lets you get monetary savings whilst earning desire.
Capabilities: Easy access, desire earnings, nominal fees.
Added benefits: Risk-free place for your cash, possible advancement by means of desire.
Existing Account: Perfect for everyday transactions and managing bills.
Attributes: Checkbook facility, overdraft defense.
Advantages: Easy for regular payments and withdrawals.
Preset Deposit Account: For anyone looking to receive higher curiosity premiums more than a set interval.
Attributes: Mounted time period deposits, higher curiosity costs compared to cost savings accounts.
Gains: Secure investment decision solution with predictable returns.
Financial loans
Own Loans: Unsecured financial loans that can be utilized for different uses like instruction or home renovation.
Kinds:
Installment Loans
Credit Lines
Rewards: Versatile repayment terms, competitive fascination premiums.
Household Financial loans: Customized alternatives for paying for assets or refinancing present home loans.
Sorts:
Mounted Charge Property Bank loan
Floating Fee Residence Mortgage
Rewards: Distinct ideas to fit individual requires, attractive fees.
Charge cards
UOB gives A variety of bank cards catering to unique life and investing habits:
Benefits Cards: Make details on every single obtain that may be redeemed for presents or vacation miles.
Cashback Cards: Get cash rebates on day to day shelling out including groceries and eating out.
Travel Playing cards: Particular benefits like air miles accumulation and journey insurance coverage protection.
Expense Products and services
For individuals interested in increasing their prosperity by means of investments:
Device Trusts * Diversified portfolio managed by experts. * Suited to lengthy-expression growth goals.
Structured Deposits * Brings together the options of standard deposits with financial investment goods. * Perhaps higher returns but with some threat included.
Coverage Products
To guard by yourself and Your loved ones versus unexpected events:
Lifestyle Insurance policies * Delivers economical stability in the event more info of Dying or critical illness. * May also serve as a financial savings Instrument with regards to the coverage decided on.
Wellbeing Insurance plan * Addresses health care charges which include hospitalization expenditures. * Essential for mitigating large healthcare costs.
Electronic Banking Expert services
Usefulness at your fingertips by way of digital platforms:
Internet Banking
Allows you to regulate your finances on-line:
View account balances and transaction record
Transfer cash in between accounts or pay out expenses
Submit an application for new merchandise (loans/bank cards)
Mobile Banking
Banking on-the-go by using mobile applications:
Swift balance checks
Cellular payment alternatives (QR code payments)
Notifications & alerts about account exercise
With these comprehensive offerings, UOB aims to provide personalised banking options that cater precisely to specific specifications though making certain advantage and security in all transactions.